Whitaker Bank Login Detailed Instructions & Customer Service

Whitaker Bank Login Detailed Instructions & Customer Service

Whitaker Bank Login Detailed Instructions & Customer Service. If you are wondering how to login into your Whitaker Bank account, you’ve come to the right place. This post will meet your requirements about it. Additionally, we will show you how to register, recover your account, and contact customer service.

So whether you’re a first-time user or just need a refresher, read on for all the details!

Overview of Whitaker BankOverview of Whitaker Bank

Whitaker Bank Corporation of Kentucky, which was established in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, has grown from five branches in three counties and total assets of $59 million to 45 banking facilities in 17 counties with combined total assets of $2.05 billion.

The corporation has two totally owned subsidiaries: Whitaker Bank and Peoples Bank. The company has expanded over the years and improved customer service by building 22 locations in the communities it serves in addition to carrying out several renovations and expansions of existing branches.

Whitaker Bank Corporation of Kentucky is still a family-run bank holding business that is committed to providing cutting-edge banking services while upholding the individualized attention that customers expect from a neighborhood bank.

Their goal is accomplished via careful planning, responsible lending and investing, ongoing professional development, and the marketing of a wide range of financial products and services that are intended to meet the requirements of the customer and the community.

Related post: S&T Bank Login Detailed Instructions & Payment Methods

Whitaker Bank’s Products & Services

Whitaker Bank gives its customers an array of products and services which consist of the following table:

For Personal For Business
Checking Accounts

Savings & Investment Accounts


Bill Pay

Mobile Banking

Other Services

Credit Cards

Personal Loans

  • Consumer Loans
  • Real Estate Loans
  • Mortgage Loans
  • Home Equity Line of Credit
  • Whitaker Mortgage
Checking Accounts

Savings & Investment Accounts

Bill Pay

WeB for Business

ACH Origination Services

Remote Deposit Services

Positive Pay

Merchant Services

Other Services

Credit Cards

Business Loans

  • Commercial Real Estate & Construction
  • Term Loans
  • Lines of Credit
  • Small Business Administration
  • Agricultural Loans

Benefits of Whitaker BankBenefits of Whitaker Bank

Quality Coverage

They offer a courtesy service to you as a valued customer of Whitaker Bank that might pay purchases that would otherwise overdraw your personal checking account.

You may receive payment for items presented for payment up to your Quality Coverage Limit (including fees). Naturally, their bank does not have to pay for items when their funds are insufficient and only provides Quality Coverage as a convenience.

There is no annual cost; just a $34.00 standard overdraft fee is charged for each unpaid item presented. Your ability to use Quality Coverage is suspended if, after 30 days, you do not bring your overdrawn account back to a positive balance.

This special service covers withdrawals from ATMs, in-person withdrawals, returned checks, and other technological devices.

Savings Overdraft Protection

Defend yourself from overdrafts! An automatic transfer from your savings account will stop you from unintentionally overdrawing your checking account using Whitaker Bank’s Savings Overdraft Protection feature. You may save the time, costs, and hassle often connected with an overdraft for just $8 per transaction.

Debit Cards

Use your debit card from Whitaker Bank to make all of your regular purchases. It is accepted everywhere that accepts VISA and is secure and practical. Your primary checking account is used to pay for your purchases, much like a check.

To apply for a Visa debit card, go to the Whitaker Bank location that is closest to you.

In the event that your card is LOST or STOLEN, please contact your local branch or our 24-hour toll-free “Hot Card” number right away at 1(800) 472-3272 for assistance in stopping card activity.

Check Smart

With Check Smart, reconciling your monthly bill is simple. Your canceled checks are sorted and put in order by the month they were written using Check Smart’s cutting-edge check imaging system.

Your statements are already hole-punched and prepared for archiving in your Check Smart binder when they arrive! Check Smart from Whitaker Bank is a clever and practical checkbook reconciliation tool.

How to Login into Whitaker Bank Online Banking Account?

Let’s get this tutorial going and examine the Whitaker Bank Login procedures. These are the ones listed below. Never overlook a step while logging onto your Whitaker Bank account; follow the instructions below:

Login on Web

  • Step 1: Visit the Whitaker Bank homepage by opening the following URL: https://www.whitakerbank.com/.
  • Step 2: Press the “Login” button on the right-hand top corner of the homepage to navigate the login page.
  • Step 3: Fill in your Username and Password. After that, press “LOG IN” to access your Whitaker Bank online account.How to Login into Whitaker Bank Online Banking Account?

Is it easy to carry out, right? Just do it now to login into your Whitaker Bank account for its convenience.

How to Login into your Whitaker Bank Account on App?

You can bank while you’re on the go with Whitaker Bank Mobile. You can manage your bank accounts quickly and it is available for free download.

With only a touch, you may check your balances, pay bills, transfer money, and find ATMs and banking facilities. Their unique app is quick, safe, and cost-free. Start banking right away by using your current login credentials for online banking.


  • Assessing account balances
  • Transfer money among accounts
  • Paid bills
  • Using the GPS on your device, locate our ATMs and Banking Centers.

Just follow the instructions below to login into your Whitaker Bank account on the Whitaker Bank Mobile app:

  • Step 1: Download, launch and then open the Whitaker Bank Mobile app on Appstore and Google Play.
  • Step 2:  Enter your User ID and Password. After that, click the “Login” button to access your Whitaker Bank account on the app.

How to Reset your Whitaker Bank Password?

If you have accidentally forgotten your Whitaker Bank login password, adhere to the following instructions to reset it:

  • Step 1: Visit the Whitaker Bank homepage by opening the following URL: https://www.whitakerbank.com/.
  • Step 2: Click the “Login” button on the right-hand top corner of the homepage and a new login page will appear.
  • Step 3: On the page, click “Forgot Password?” to move to the Forgot Password page.
  • Step 4: Enter your Username, the Last 4 Digits Of your Social Security Number, and your Email Address. Then press “RESET PASSWORD” and then your temporary password has been delivered to your registered email address.How to Reset your Whitaker Bank Password?
    Only 30 minutes will pass before the password expires. Contact your local branch if you have not received your password within five minutes.

How to Register a New Whitaker Bank Account?

The steps to register a new Whitaker Bank account is simple and easy to follow. The instructions are as follows:

  • Step 1: Visit the Whitaker Bank homepage by opening the following URL: https://www.whitakerbank.com/.
  • Step 2: Press the “Login” button on the right-hand top corner of the homepage to navigate the login page.
  • Step 3: Click the “Enroll Now.” button on the login page and you will be redirected to a new page.
  • Step 4: On the new page, choose your Type Of Account and then fill in your Account Number, Social Security Number, Date Of Birth, Email Address, and Confirm Email Address.
  • Step 5: After that, press the “ENROLL” button and follow the next given instructions on the website to register a new Whitaker Bank online account.How to Register a New Whitaker Bank Account?

Whitaker Bank Customer ServiceWhitaker Bank Customer Service

Contact Whitaker Bank’s customer service with the following information for support if you need it with any issues:

Phone Number

Main Call Center (Lexington, KY):


Former Peoples Bank Call Center (Berea, KY):


Lost or Stolen Debit Card:


Debit Card Pin Changes:


Phone Smart:

1-800-742-BANK (2265)

Bill Pay


Assistance with Your Credit Card Account:


Report Lost or Stolen Credit Card:


Social Media Platforms

  • Facebook: https://www.facebook.com/whitakerbank/
  • Instagram: https://www.instagram.com/whitakerbankky/
  • LinkedIn: https://www.linkedin.com/company/whitaker-bank-corp-of-kentucky/

Whitaker Bank Routing Number

The Whitaker Bank routing number is 042104168 according to their records.

Whitaker Bank Holiday Schedule

The following federal holidays are observed by the Federal Reserve Bank. Whitaker Bank and other financial institutions are closed on the same holidays.

Holiday 2022 2023
New Year’s Day December 31 January 2
Martin Luther King Day January 17 January 16
Presidents Day February 21 February 20
Memorial Day May 30 May 29
Juneteenth Independence Day June 20 June 19
Independence Day July 4 July 4
Labor Day September 5 September 4
Columbus Day October 10 October 9
Veterans Day November 11 November 10
Thanksgiving Day November 24 November 23
Christmas Day December 26 December 25

FAQs about Whitaker Bank LoginFAQs about Whitaker Bank Login

How do I determine if I should pay discount points?

Although there are a number of things to take into account, the main deciding element is how long you want to retain the home. The greater the value of paying discount points upfront, the longer you own the home, and the greater your desire for a cheap rate.

What is the difference between loan origination fee and discount points?

The work required to evaluate, prepare, and submit the loan application to the investor is compensated for with the loan origination fee. This fee often represents a percentage of the loan balance.

In order to reduce your rate, discount points are charged. Your rate will be lower the more points you pay. Discount points are calculated depending on the loan amount, just like the origination cost.

Is it possible to borrow additional funds when I refinance my house?

Yes. An example of this is a cash-out refinance. Additional money may be obtained if the new mortgage amount is 90% or less of the home’s appraised worth. Loan rates for some cash-out refinance could be higher. In cases when the loan-to-value ratio is more than 80%, special stipulations apply.


You can find all the information you need about your Whitaker Bank online account in this post. In order to accomplish this, you can log in, recover, register, or contact Whitaker Customer Service. In order to help and save you some time, several FAQs have also been addressed.

We appreciate you reading the content. Census Outreach believes that this article will be useful to those of you who frequently use your Whitaker Bank online account for its convenience.

Scores: 4.9 (64 votes)

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