Type your email address and password to login Spot Loan

Spot Loan Login Payday Loan – Spotloan Instant Approval 2023

Spot Loan Login instructions & Make your Payment. You may manage your online account activities with the use of the Spot Loan account, including viewing your loan amount, transactional data, and the payout amount, paying back loans, and more. To sign in, register, reset spotloan login, Spotloan credit check and make payments, follow the steps in this page.

Let’s get started!

Spot Loan Information

The tribal lender BlueChip Financial owns Spot Loan, an internet loan provider that offers short-term, fixed-rate personal loans.

Remind Spotloans if you require short-term installment loans.

Spot Loan provides loans with prices ranging from $300 to $800 for terms of up to 10 months. If you need to borrow more money, Spot Loan is the preferable option. This isn’t a cash advance.

About Spot Loan Login

Unlike payday lending providers, Spot Loan allows you to spread out your payback over months as opposed to just a few weeks. You have up to 10 months to complete your Spotloan personal loan, but you can pay them off sooner and save money by doing so. Everything is up to you.

Spot Loans are designed to help you deal with unforeseen expenses including rent, medical expenses, car repairs, and work-related expenses.

Spot Loan’s Services


  • The highest Annual Percentage Rate (APR) we provide is 490 percent. APR stands for annual percentage rate, which is also known as cost of credit.
  • Your APR, for instance, is 490% on your first Spot Loan. You would spend about $775 in financing charges for a total repayment of $1,375 if you borrowed $600 and chose a biweekly payment schedule of 10 payments spread over five months.


  • An interest-only loan is what a Spot Loan is. On the basis of the loan’s outstanding principal balance, interest is assessed daily. You will be charged a daily interest rate determined by your APR for each day that you have a principal amount on your loan.
  • The daily interest rate will be roughly 1.34% for our maximum APR of 490%. This represents the daily interest rate that will be applied to your remaining principal balance.

Some prerequisites to Login Spot Loan

  • A device that can connect to the Internet is required, such as a personal computer with the proper operating system, modem
  • Internet connectivity, and the appropriate web browser.
  • Due to the fact that internet banking is conducted over the internet, it can be done without the use of specific software or access to a private network.
  • You can do online banking from virtually anywhere in the globe if you have a computer with Internet access, a modem, a phone line, and an Internet browser. You also need to have enrolled for online banking with your financial institution.

Access Spotloan Login Steps

You must first log in on the Spot Loan login page before you can use all of the features of your Spot Loan online account. To learn how to log in, follow the instructions below.

  1. Open a new tab in your secure web browser. To preserve the security of your account and any financial transactions, we recommend using a trusted internet browser, such as Chrome for Windows or Safari for Apple devices.
  2. Access Spotloan login page at https://www.spotloan.com/
  3. Click on “Sign In” link on the top right side of the homepage as the image shown below.
  4. Enter your email address and password. Then, click on “Sign In” button to access your Spot Loan online account.
  5. Click Sign in button to complete. Make sure that your information is correct to suitable for Spot loan approval.
Type your email address and password to login Spot Loan
Type your email address and password to login Spot Loan

How to Reset Spotloan login password?

  • Step 1: Visit the Spot Loan’s official website. The link is already specified in the website login section above.
  • Step 2: Click on “Log In” link at the Spot loan’s homepage.
  • Step 3: Click on “Forgot password” link that is beneath “Sign In” button as the image shown below.
    Or clicking this LINK: https://apply.spotloan.com/account/reset/email
  • Step 4: The directed page requires you to confirm your identity and you need to enter the following personal information: Email Address, Date of Birth, Last Four Digits of Your SSN.Enter the required information to recover your password

    After filling in all the details, click on “Submit” button.

  • Step 5: Follow the rest of the prompts until you complete the verification process.
    After that, you have a new password to sign in to your Spot Loan online account.

Spotloan login password recovery is complete!

How to Sign up for Spot Loan Account?

You may need to know Spotloan policy first. Then start to register.

Step 1: Visit the Spot loan’s enroll page at https://apply.spotloan.com/account/sign-up/email

Step 2: Entering the information including:

Enter the required information to create your account
Enter the required information to create your account
  • Email Address
  • Date of Birth
  • Last Four Digits of Your SSN

After filling in all the details, click on “Submit” button.

Step 3: Follow the rest of the prompts until you complete the registration process. After that, you have a new Spot Loan loan account.

How to get quick loans on Spotloans?

Step 1: Choose your terms

  1. Determine the amount of money you need to borrow.
  2. Choose a payment amount that fits your budget.
  3. The loan can be repaid over a period of up to 10 months, so you can decide.

Note: You are not penalized if you repay your loan early.

Step 2: Complete a short online form

The application is 100% safe and secure. Spend no more than five minutes applying online.

You may be eligible to receive up to $800 after meeting Spot loan requirements.

Step 3: Fill up your bank account with your money

  • By the end of the business day, Spotloan will transfer the funds to your bank if you approved your loan terms from Monday to Friday before 11:30 a.m.
  • If you agree to the terms of your loan between 11:30 a.m. and 8 p.m. on Monday -Thursday, Spotloan will send your money to your bank the next day.
  • If you agree to the terms of your loan on a Friday after 11:30 a.m. Sunday, Spotloan will transfer your funds over the weekend, and they will reach your bank by the end of the next business day.

It is easy to apply right? But do you know what happens if you don’t pay Spotloan? Explore more below!

How to Make a payment for Your Spot Loan?

Spot Loan provides a variety of payment options! Please be informed that loan payoffs or adjustments to payment schedules must be executed in no more than two working days. You have the following payment options:

Make a Payment Automation

  • Setting up automatic withdrawals from your bank account is the simplest approach to ensure that your payments are made on time. 97% of Spot Loan customers choose to pay off their loans via ACH due to its ease and potential cost savings over the course of your loan by helping you avoid missed payments.
  • Customers who choose not to use ACH for monthly payments increase their risk of program default by almost five times. Missed payments may incur additional finance fees, escalating the cost of the loan over time.
    Dial (888) 681-6811 to contact Spot Loan to set up ACH payments.

Debit Cards: Phone payments with debit cards can be made by contacting Spot Loan.

 Make a Payments by Mail

To pay by check or money order, send it to:

Spot Loan
P.O. Box 720
Belcourt, ND 58316

You will receive your payment on time as long as it clears, and the check or money order is delivered before the deadline. The bank may need seven to ten days to process your payment.

Remember that there may be additional interest and penalties if you pay the remaining balance of your loan beyond the due date. Payments that are overdue or underpaid may be reported to credit reporting agencies. If you default on your loan, a collection agency might be tasked with taking care of your account.

If you are unable to make your upcoming loan payment, speak with Spot Loan at least two days before to the due date to discuss alternative payment arrangements.

Track credit score guide – Spotloan credit check

  1. Login to your account. You can use an online web browser or app
  2. Navigate to Account Summary and choose FICO scores.
  3. Now you can see your credit score or your credit history.

Customer services for Spot Loan

Customer services for Spot Loan Login
Customer services for Spot Loan Login

Contact by Spotloan phone number

  • Contact Customer Support Team at (888) 681-6811, Monday – Friday 7:00 a.m. – 8:00 p.m. CT and Saturday 9:00 a.m. – 6:00 p.m. CT.

After waiting for more than 12 hours, we got no response. The organization of Spot Loan’s online customer care does not appear to be flawless. Customers can also try calling the Spot Loan phone number for assistance.

Contact by Email Address

  • If you have some concerns and issues related to Spot Loan services, please send an email to help@spotloan.com

Contact by Mail

  • Mailing Address:
Spot Loan
P.O. Box 720
Belcourt, ND 58316

FAQs about Spot Loan Login

When will I receive my cash?

  • Before 11:30 a.m. from Monday through Friday. CT

On the day you accepted the authorized loan, Spot Loan will transfer the funds to your bank at the close of business. Your bank might then instantly make that money available to you. Be sure to ask your bank for details if you don’t see your money by the end of the day.

  • Between 11:30 CT and 8 CT on Monday through Thursday.

You might be able to access the money right away through your bank. Be sure to get in touch with your bank for more information if you haven’t seen your money by 9 a.m. local time.

If outside the above time frame, you will be accepted to the next business day.

What are Spot Loans’ differences from payday loans?

Payday loans and spot Loans are entirely unrelated. Spot Loans are short-term installment loans; therefore, you must repay the amount over a short period of time. With a Spot Loan, you get to pick the repayment period of up to ten months.

Payday loans, however, are fixed-rate loans. You must repay the entire sum when the borrowing term expires, which normally happens in two weeks. If you don’t have that cash on hand, you can extend the loan for an additional two weeks (or whatever your loan period is).

How can I reach Spot Loan?

That’s simple! Call (888) 681-6811 or contact help@spotloan.com with your inquiries. We’re open from 7 a.m. to 8 p.m. CT from Monday through Friday and from 9 a.m. to 6 p.m. CT on Saturday.

In fact, they receive many positive reviews. Do you have bad credit? Spot loan credit can help you. Census Outreach believes that this article will be useful to those of you who frequently use your Merrick Bank account for its convenience.

Explore more: Inside BC Login

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