Type your username and password to login

Petco Credit Card Login – Petco Pay Credit Card | Comenity

Petco Credit Card Login instructions & make your payment. Do you wish to log into your Petco Credit Card online account or register and pay with your Petco Credit Card? This shouldn’t be difficult for you anymore because this post is intended for you and will respond to your needs and questions. If you really need help with login on the web and mobile app, registration, and Petco credit card payment, think twice before accepting this offer.

Keep reading this post for more information!

Petco Credit Card Info

Comenity Capital Bank, which issued the Petco Pay with credit card, claims that credit cards were created for and by people who love animals. This aphorism served as the basis for the Petco Pay with Credit Card design. If you are an animal lover and you own one or more animals, we suggest getting a Petco credit card.

About Petco Credit Card Login
About Petco Credit Card

After entering onto your Petco credit card, you may manage your personal account, make online payments, place orders, and more, just like with other accessible credit cards. With the online service, you may quickly and easily manage your Petco credit card Petco account and use it to make purchases and make payments from any location, whenever you have an Internet-connected device.

There is no annual fee. However, the minimal interest charge is $2.

The reason for choosing Petco Account

Login Benefits

  • View account activity, check your card’s balance, and make an online purchase.
  • In favor of updating your information online without going to a store
  • For purchases over $500 made in the three months after the Petco Pay with Credit Card’s successful registration, you will receive $25 in rewards.
  • The first year following card registration, there is no yearly cost.
  • You will be accepted despite having bad credit. Even with less-than-perfect credit, you can still benefit from the Petco Credit Card.

Petco Credit Card Reward

  • Return percentages for these cards
  • While cardholders of both cards receive 8% cash back on Petco purchases, the MasterCard offers 2% cash back on groceries and 1% cash back on all other expenditures.
  • Uncertain rewards
  • Even if the benefits on these cards are advertised as percentages, we will still accumulate Pals Rewards points that we can only use at Petco. For each dollar spent at Petco, we will earn 1.6 points, and MasterCard users will earn 0.4 points for food purchases and 0.2 points for all other purchases.

Some requirements to Login

  • An Internet-capable device, such as a personal computer with a suitable operating system, modem Internet access, and a suitable web browser are required.
  • Internet banking is done through the Internet and doesn’t require any specific software or access to a private network.
  • You can do Internet banking from almost anywhere in the globe if you have a computer with Internet access, a modem and telephone line, an Internet browser, and have registered with your financial institution for Internet banking service.

How to Login Petco online account on the website?

Here is the most straightforward and efficient method we’ve yet discovered for accessing your Pesco credit card account online.

Login to Comenity Petco Pay Credit Card

  • Step 1: Launch your chosen web browser and open a new tab. For any monetary transactions, we recommend that you use a reliable and widely used internet browser, such as Chrome for Windows or Safari for Apple devices.
  • Step 2: Go to Petco credit card at https://d.comenity.net/ac/petcopay/public/home
  • Step 3: Then click sign in button
  • Step 4: Enter your username and password.
  • Step 3: Click sign in button to complete. You have successfully logged into your Petco card account.
Click sign in button to Login page
Click sign in button to Login page

Login to Petco Pay Credit Card homepage

Petco Credit Card Login

  • Step 1: Access to Petco Pay homepage at https://www.petco.com/
  • Step 2: Click on “Account” icon, then choose “Sign In”
  • Step 3: Enter your email and password.
  • Step 4: Click “Sign in” button to complete.

How to sign into Petco Credit card on Mobile App?

 Petco Credit Card Login on the mobile app
Petco Credit Card Login on the mobile app

Here are step-by-step instructions for utilizing a mobile phone or tablet to sign into your Petco credit card.

  • Step 1: Download the Petco Credit card Mobile App on  App Store and Google Play.
  • Step 2: You launch the program you downloaded. The screen for logging in will appear.
  • Step 3: You need to enter your user ID and password.
  • Step 4: Then, click on “Sign In” to access your Petco account.

Why am I unable to get access to Petco Mobile App?

For many reasons, you could be having trouble logging into your petco mobile app account. The most frequent cause is an incorrect cards Petco Credit account or login information. Before checking in, double-check your information to help prevent this.

Periodically, you won’t be able to log in, but you’ll be informed in advance. There will frequently be software updates.

If the login page doesn’t appear, make sure your browser’s login account type is set to the appropriate one or try a different IP address.

How to recover Username/Password?

The section that follows will show you how to retrieve your username and password after explaining how to log in and apply for a Petco credit card.

  • Step 1: Click forgot username/password button on the login page to move on to the reset page

    Enter your information account to recover login
    Enter your information account to recover login
  • Step 2: Enter the required information to recover login including Account Number or Username, Social Security Number, Zip code, and SSN.
  • Step 3: Click Find My account button to complete. If the information you entered passes, you will be given a new username or password upon your request.

Till the verification procedure is finished, adhere to the remaining instructions. After that, in order to access your Petco Credit Card online account, you must create a new password.

How to Sign up for Petco Credit Card?

To apply for this card, you must be older than 18 years old.  When you are approved, every dollar you spend at Petco and on Petco.com earns you two times as many friends points. Here is a comprehensive guide to opening a Petco credit card account.

  • Step 1: Click register now on the login page to create your account
  • Step 2: Enter your information account: Account Number or Username, Social Security Number, Zip code, and SSN.
  • Step 3: Click Find my account button to complete. if the information you entered passes, you will be given a new username or password upon your request

How to Make a payment for Petco Credit card account?

Making payments for your credit cards petco account can be done in a number of ways, including online, over the phone, by text, or by mail. Below is a list of each payment method’s specifics.

Make a payment by phone

Call Petco customer service at (877) 738-6742 to regain your username and password for your credit card.


Card payment address

If you wish to pay your Petco credit card by mail, you’ll need to enclose a check or money order as well as your account number. The type of card you have affects the address to which you should mail it.

Customer Care card payment address

Comenity Capital Bank
PO Box 183003
Columbus, OH 43218

Make a Petco Credit Card Payment Online

You must first activate your Petco credit card in order to pay your bill online. Here’s how it’s done:

  1. If you are a first-time user, go to Citibank’s website and register for Petco credit card.
  2. Enter your credit card number, name, security code, and last 4 digits of Social Security number.
  3. After registering, you can access your Petco card account using your user ID and password.
  4. Keep your checking account and routing numbers available. Then, proceed with the payment by following the prompts.
  5. You can manage your account and turn on notifications when paying your bill over the website.

Options for financing using this card

Even while some goods can be eligible for financing, there are no advantages to choosing these plans. The following conditions might be offered depending on how much money we put into a transaction:

  • 6 months: To be eligible for financing during this period, you must spend a minimum of $299.
  • 9 months: $399 minimum order requirement.
  • This loan, which has a 12-month term, requires a minimum purchase of $499.
  • This is an excellent choice if we use Petco’s veterinarian services, but we should be aware that not all locations will be qualified.
  • On the other hand, interest will be postponed in the financing agreements.

Contact Credit Card Customer

Customer services for Petco Credit Card
Customer services for Petco Credit Card

Contact By Phone

  • If you have any questions with your Petco credit card customer login, please call customer support at (877) 738-6742. They are accessible twenty-four hours a day, 7 days a week to assist you. If you have lost or damaged your Petco credit card, call the same number.

Contact By Email

If you wish to pay your Petco credit card by mail, you’ll need to enclose a check or money order as well as your account number. The type of card you have affects the address to which you should mail it.

Customer Care Address

Comenity Capital Bank
PO Box 183003
Columbus, OH 43218

Customer Care Hours

24 hours a day
7 days a week

Live Customer Care hours may vary on holidays.


What about late fees?

We are striving to ensure that the impacted clients receive a just conclusion. Affected customers will be notified via email, statement message, and secure message center. Customers will not be assessed late fees if their payment was due on or after June 27, 2022, and before July 2, 2022. Customers are not obligated to do anything. Their credit score won’t be impacted by those consumers’ inability to pay.

Can I use my Petco Pay credit card at the vet?

Yes! Both the Petco Pay Credit Card and Petco Pay Mastercard are accepted at Petco vets as forms of payment.

Can I use my Petco pay credit card anywhere?

Only Petco, Petco.com, and other places where Mastercard is accepted accept payments made using the Petco Pay Mastercard Credit Card.

Are Customers able to make Petco payments?

There may be times when the Comenity Care Center is unavailable due to outages. Customers can use their cards as normal using Comenity’s Easy Pay service to make a payment.

We appreciate you reading the content. Census Outreach believes that this article will be useful to those of you who frequently use your Merrick Bank account for its convenience.

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