OceanFirst Bank Login Guide, Customer Service & Routing Number

OceanFirst Bank Login Guide, Customer Service & Routing Number

OceanFirst Bank Login Guide, Customer Service & Routing Number. If you are wondering how to login into your OceanFirst Bank account, you’ve come to the right place. This post will meet your requirements about it. Additionally, we will show you how to register, recover your account, and contact customer service as well as the routing number.

So whether you’re a first-time user or just need a refresher, read on for all the details!

Overview of OceanFirst BankOverview of OceanFirst Bank

OceanFirst Bank, N.A. is an American regional bank and a division of OceanFirst Financial Corp, a U.S. financial services holding company. It was established in Ocean County, New Jersey, and has operations there as well as in Philadelphia, New York City, Baltimore, Washington, D.C., and Boston’s major metropolitan areas.

The business provides services such as internet banking, current accounts, mobile banking, debit cards, personal loans, mortgage loans, business loans, cash management, and insurance.

OceanFirst Bank’s Mission

As a financial services company that places a strong emphasis on community involvement and growth, OceanFirst creates value for its shareholders.

They will realize their mission of strengthening their devotion and responsiveness to the markets, consumers, and team members they serve by offering innovative goods backed by exceptional service.

OceanFirst Bank’s History

Since 1902, OceanFirst has had its corporate headquarters in New Jersey, something they are quite proud of.

In the same year that Theodore Roosevelt became the first American president to drive a car and the Rose Bowl, the first college football bowl game was played, their founders were laying the foundations of our nation in this magnificent state.

Their initial priority was assisting neighbors in fulfilling their desire to acquire a home. They are still around today, more than a century later, supporting families with all of their financial needs at every stage of life and helping them realize their ambitions.

Their objective is to assist all of their neighbors in achieving their financial objectives, whether it is home ownership, business development, instilling in kids the importance of saving, paying for further education, or making future plans.

Related post: Cornerstone Bank Login Guidelines & Customer Service

OceanFirst Bank Rates

The savings rate at OceanFirst Bank is only 0.03%, which is low when compared to the national average. The highest-yielding money market account of OceanFirst Bank pays out at a rate of 0.03%, while its one-year and five-year term length CDs earn at rates of 0.10% and 0.30%, respectively.

OceanFirst Bank Fees

Compared to the national average, OceanFirst Bank often charges customers incredibly minimal costs. For $12.95 a month, OceanFirst Bank is the best option for people looking for a straightforward banking process.

As opposed to the typical U.S. bank, OceanFirst Bank has an out-of-network ATM fee of $2.50, which is not ideal for people who frequently need cash.

Additionally, OceanFirst Bank charges an overdraft fee of $38.00, which is the standard rate levied by American banks. You must find an OceanFirst Bank ATM or pay the fee because OceanFirst Bank does not reimburse out-of-network ATM fees.

OceanFirst Bank Service Quality

With 58 total bank locations across New Jersey, New York, Pennsylvania, Massachusetts, and Maryland, OceanFirst Bank is present both offline and online. OceanFirst Bank makes mobile banking simple, even when traveling, through smartphones and online apps.

It does not give users access to 24-hour customer assistance from real agents. It is open from 7:00 a.m. to 7:00 p.m. ET Monday through Friday and from 8:00 a.m. to 5:00 p.m. ET on Saturday.

If you work during the hours of customer service, you might want to take advantage of the live chat tool that OceanFirst Bank provides. Customers give OceanFirst Bank’s online and mobile banking services high marks.

You may check account balances, send and receive money, and contact support staff using the OceanFirst Bank app to manage your accounts.

Based on the relatively small number of complaints made to the Consumer Financial Protection Bureau (CFPB), a government-backed consumer protection body, OceanFirst Bank obtains an excellent rating for customer satisfaction.

OceanFirst Bank Financial Health

With $4 billion in deposits and $5 billion in assets, OceanFirst Bank is classified as a big bank. With a Texas Ratio of 4.85%, it has a very low chance of failing. Furthermore, OceanFirst Bank is FDIC-insured, guaranteeing your funds up to $250,000 in case of bank failure.

OceanFirst Bank Digital BankingOceanFirst Bank Digital Banking

Call your closest friend, regardless of whether you prefer a desktop, smartphone, home office, or even your floor. then sit and remain. They provide banking at your convenience. or hands.

Online Banking

When they say that you can bank from almost anywhere, they really mean it. You can do it from your home office PC or wherever your laptop will go.


  • View eStatements, account balances, and transaction history
  • Transfer money
  • Bill Pay Money Management
  • Depending on where you shop, buy rebate offers.
  • Create your own reports or connect your account activity to personal finance applications like Quicken® or QuickBooks®.
  • Account and security warnings
  • Request halt payment(s) on checks
  • Set transaction restrictions and give other users regulated access to your accounts.

Bill Pay

Bill Pay is the solution if you dislike the taste of envelopes or have ever wasted too much time looking for a stamp.


  • Obtain, view, and settle incoming bills.
  • Watch over future-due expenses and set up recurring payments
  • Configure email alerts
  • Use improved reporting
  • To view bills online and to get payment reminders, use eBills.

Log in after signing up to utilize Digital Banking, then choose the “Bill Payment” button from the toolbar to begin. Please give your registration request two business days to be processed.


Without ever going outside, eStatements are like embracing a tree. Additionally, keep your workstation clear of clutter. Win-win situation!

Contactless Pay

People like to refer to contactless payments as Apple Pay, G Pay, Samsung Pay, Garmin Pay, and FitBit Pay. So proceed. Give your smart gadget a new task and keep your wallet safely tucked away.


  • The safest method of paying for items at the register is contactless. Additionally, your contactless pay device will never record your actual card number, protecting you from fraud even if your smart device is lost or stolen.
  • Your card details and identity are kept hidden during each transaction by using a virtual token for payment transmission. You must use your fingerprint or PIN to prove your identity prior to each transaction.

How to Login into OceanFirst Bank Online Banking Account?

Let’s get this tutorial going and examine the OceanFirst Bank Login procedures. These are the ones listed below. Never overlook a step while logging onto your OceanFirst Bank account; follow the instructions below:

Login on Web

  • Step 1: Visit the OceanFirst Bank homepage by opening the following URL: https://oceanfirst.com/.
  • Step 2: Fill in your Username and Password. After that, press “LOGIN” to access your OceanFirst Bank online banking account.How to Login into OceanFirst Bank Online Banking Account?

Is it easy to carry out, right? Just do it now to login into your OceanFirst Bank account for its convenience.

How to Login into your OceanFirst Bank Account on App?

Use OceanFirst Bank’s mobile banking to conveniently access your account information whenever and wherever you are in a safe and secure manner. With the help of this free app, you may sign up right away and get immediate access to the necessary Digital Banking tools:

  • Look at Account Balances
  • Check transaction history;
  • Examine checks deposited
  • Money Transfer
  • Bills to be paid
  • Examine eStatements
  • Find the branches and ATMs of OceanFirst

Just follow the instructions below to login into your OceanFirst Bank account on the OceanFirst Bank – Mobile

  • Step 1: Download, launch and then open the OceanFirst Bank – Mobile app on Appstore and Google Play.
  • Step 2:  Enter your Username and Password. After that, click the “LOGIN” button to access your OceanFirst Bank account on the app.

How to Reset your OceanFirst Bank Password?

If you have accidentally forgotten your OceanFirst Bank login password, adhere to the following instructions to reset it:

  • Step 1: Visit the OceanFirst Bank homepage by opening the following URL: https://oceanfirst.com/.
  • Step 2: On the homepage, press the “Forgot Password?” button and you will be redirected to the Can’t access your account? page.
  • Step 4: Fill in your Phone number and Username. How to Reset your OceanFirst Bank Password?Then click “Send me a new password” and follow the next given instructions on the website to reset your OceanFirst Bank password.

How to Retrieve your OceanFirst Bank Username?

If you can not remember your OceanFirst Username, just follow the steps given below to find it:

  • Step 1: Visit the OceanFirst Bank homepage by opening the following URL: https://oceanfirst.com/.
  • Step 2: On the homepage, press the “Forgot Password?” button and you will be redirected to the Can’t access your account? page.
  • Step 3: Click the “I forgot my username” button on the current page to navigate to a new page.
  • Step 4: Input your email address and then press “Send”. How to Retrieve your OceanFirst Bank Username?After that, check your email and follow the next instructions given to retrieve your OceanFirst Bank username.

How to Sign up for a New OceanFirst Bank Account?

The steps to register a new OceanFirst Bank account is simple and easy to follow. The instructions are as follows:

  • Step 1: Visit the OceanFirst Bank homepage by opening the following URL: https://oceanfirst.com/.
  • Step 2: Tap on the “Sign-up” button on the homepage and you will be redirected to Secure Sign-up for Digital Banking.
  • Step 3: Create the login information and then fill in your personal and contact information. How to Sign up for a New OceanFirst Bank Account?Next, select the account type that matches the account number entered and tick “I would like to enroll in Bill Pay”, “I would like to enroll in free eStatements” and “I have read and accepted the Terms & Conditions of service”.How to Sign up for a New OceanFirst Bank Account?
  • Step 4: Lastly, press “Complete Sign up” and follow the next given steps on the website to register a new OceanFirst Bank account.How to Sign up for a New OceanFirst Bank Account?

OceanFirst Bank Customer Service

Contact OceanFirst Bank’s customer service with the following information for support if you need it with any issues:OceanFirst Bank Customer Service

Customer Care Center


Monday – Friday: 7:00am – 7:00pm EST

Saturday: 8:00am – 5:00pm EST



Text Message


Account Opening via Telephone


Monday – Friday: 9:00am – 4:00pm EST

Treasury Management & Treasury Client Services

1.888.623.2633 x2215

Monday – Friday: 8:00am – 5:00pm EST


OceanFirst Bank

Retail Customer Services

P. O. Box 2009

Toms River, New Jersey 08754-2009

Lost or Stolen Debit Card


Activate Debit Cards & Reset Debit Card PINs


1.888.623.2698 (Outside the United States)

Lost or Stolen Credit Card

Consumer card:


Business card:


Consumer Lending

Consumer Lending Department

975 Hooper Avenue

Toms River, NJ 08753

Phone: 1(888) 623-2633, ext. 7705

Media & Investor Relations Inquiries

Jill A. Hewitt

Senior Vice President, Director of Investor Relations & Corporate Communications

Phone: 1.888.623.2633 x7513

Social Media Platforms

  • Facebook: https://www.facebook.com/OceanFirstBank
  • Youtube: https://www.youtube.com/channel/UCBYsm5YYT9d3qgIkfU37ZRw
  • LinkedIn: https://www.linkedin.com/company/oceanfirst-bank/?trk=prof-following-company-logo
  • Twitter: https://twitter.com/oceanfirstbank
  • Instagram: https://www.instagram.com/oceanfirstbank/

OceanFirst Bank Routing Number

The routing number for OceanFirst Bank is 231270353.

OceanFirst Bank Holiday Schedule

Like other banks, OceanFirst Bank will also be closed on the following federal holidays:

Holiday 2022 2023
New Year’s Day December 31 January 2
Martin Luther King Day January 17 January 16
Presidents Day February 21 February 20
Memorial Day May 30 May 29
Juneteenth Independence Day June 20 June 19
Independence Day July 4 July 4
Labor Day September 5 September 4
Columbus Day October 10 October 9
Veterans Day November 11 November 10
Thanksgiving Day November 24 November 23
Christmas Day December 26 December 25

FAQs about OceanFirst Bank LoginFAQs about OceanFirst Bank Login

Do I need to be enrolled in Digital Banking to get eStatements and service notices?

Yes. The only way to receive paperless statements and notices is through digital banking. We are unable to email customers’ account statements due to security concerns. You can choose not to sign up for Digital Banking and pay a small fee to continue receiving your statements and notices by normal mail.

Can I transfer funds from external accounts?

Yes! Within our mobile app or digital banking, you can transfer money to and from your external accounts.

Select “External Transfers” under the “Transfer” item on the Main Menu. You can add and validate any external accounts from this screen. You are able to transfer money across your accounts after verification.

Can I pay my mortgage or home equity loan/line online?

  1. Either click the Pay button or set up an Internal Transfer to send funds from an OceanFirst deposit account to the loan account. You can program the Internal Transfer to repeat every month at your convenience.
  2. Use their Loan Payment portal within or outside of Digital Banking.
  3. Add OceanFirst as a payee in Bill Pay, making sure to provide the account number for your loan. You can program the bill payment to repeat every month for your convenience. But there’s a chance it might take a few days for them to get your payment.


You can find all the information you need about your OceanFirst Bank online account in this post. In order to accomplish this, you can log in, recover, register, or contact OceanFirst Bank Customer Service. In order to help and save you some time, several FAQs have also been addressed.

We appreciate you reading the content. Census Outreach believes that this article will be useful to those of you who frequently use your OceanFirst Bank online account for its convenience.

Scores: 4.8 (12 votes)

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