Home Depot Credit Card Login, Apply & Payment Guide – Citibank
Home Depot Credit Card Login, Apply & Payment Guide – Citibank. If you are wondering how to login into your Home Depot Credit Card account, you’ve come to the right place. This post will meet your requirements about it. Additionally, we will show you how to register, recover your account, make a payment, contact customer service, and some information about Home Depot Credit Card.
Stay tuned to know more details!
About Home Depot
An American international home improvement retail company called The Home Depot, Inc. distributes appliances, tools, construction supplies, and services. The largest retailer of home improvement products in the US is Home Depot.
The corporation generated more than $151 billion in revenue and employed 490,600 people in 2021. With an Atlanta mailing address, the business has its main offices in Cobb County, Georgia, which is incorporated.
Overview of Home Depot Credit Card
As a store card, the Home Depot Consumer Credit Card is only usable inside Home Depot. On purchases of $299 or more, the card enables access to special promotional periods in addition to six months of special financing.
If the purchase is paid off within the special financing term, no interest is charged; otherwise, deferred interest will be charged from the day of purchase.
The card also provides cardholders with a full year to return products, which is four times the time frame allowed by Home Depot’s standard return policy. It also guarantees zero liability protection for any fraudulent transactions made to the account.
Benefits of the Home Depot Credit Card
- No yearly fee – The brand’s credit card features a $0 annual fee as a fixed cost of use. It sets it apart from many other cards because it operates as an asset rather than a burden for the cardholder.
- Low APR Home Depot, like several other retail brand credit cards, offers a $0 APR on all payments above $299 paid throughout the sale period, which is 6 months in the case of payments exceeding $299.
- Additional Project Funding – For its numerous consumers, Home Depot provides a range of options, such as financing up to $55,000 during the campaign period with an interest-deferral length of up to 84 months.
- Choices for Particular Users – If you are an end user, you can get a consumer credit card with lowered credit limits, lower fees, and other perks.
- Discounts and Deals – Home Depot’s discounts and promotional offers are equally likely to influence you to make pointless purchases that will only increase your debt. For purchases between $25 and $299, $50 off purchases between $300 and $999, or $100 off purchases over $1,000, the Home Depot Consumer Credit Card offers savings.
Login Instructions into the Home Depot Credit Card Account
Login Requirements
Before you may sign in to your Home Depot Credit Card account, you need the following:
- Web URL for Home Depot Credit Card Account Login.
- Username and password for Home Depot Credit Card.
- Suitable web browser for the Home Depot Credit Card login page.
- A dependable internet connection on a laptop, PC, smartphone, or tablet.
You may log in and start managing your account online with these pieces of information.
Let’s get this tutorial going and examine the online Home Depot Credit Card Login procedures. These are the ones listed below. Never overlook a step while logging onto your Home Depot Credit Card; follow the instructions below:
Log in to Home Depot Credit Card at the Citibank portal
- Step 1: Navigate to the login page of Home Depot Credit Card at https://citiretailservices.citibankonline.com/
- Step 2: On this page, fill in your User ID and Password.
After that, press the “SIGN ON” button to get access to your Home Depot Credit Card account.
These steps are so simple, right? Just follow it to log in to your account!
Login Home Depot homepage
- Step 1: Open the Home Depot homepage at https://www.homedepot.com/.
- Step 2: Click on the “My Account” button on the menu and then click “Sign In” to navigate to the login page.
- Step 3: Type your Email Address and then click “Continue” and follow the next given instructions on the website to login into your Home Depot account.
Login Help?
If you have any problem in the process of logging into your Home Depot Credit Card account, you can try its online chat for live, real-time access to one of its support specialists.
Additionally, you can call 1-800-677-0232 to speak directly to one of them for assistance
Make Your Home Depot Credit Card Payment?
You can use the Home Depot® Credit Card to make payments online or by phone at (866) 875-5488. As an alternative, you can pay your Home Depot® Credit Card bill at a branch, by mail, or through the mobile app.
Additionally, the issuer permits cardholders to set up automatic payments. Remember that you cannot pay with a Home Depot® Credit Card in a physical location.
Pay Online
After logging in, select “Make a Payment” from the menu. Then, if you haven’t already, you can enter the amount you want to pay as well as your bank account details after viewing your payment options.
Pay by Phone
Call the number on the back of your Home Depot® Credit Card or the main customer service line at (866) 875-5488 to make a phone payment with your card. Weekdays between 6 and 1 a.m. EST and on weekends between 7 and 12 a.m. EST are the best times to call.
Pay by App
Use the iOS or Android version of the issuer’s mobile app, choose your card, and then hit “Make a Payment.”
Pay at Branch
During regular business hours, you can pay at any Citibank (the issuer) branch.
Pay by Mail
Send a personal check to the card’s payment location and write your account number in the memo line to pay your Home Depot® Credit Card bill by mail:
The Home Depot® Consumer Credit Card Payments
Home Depot Credit Services
P.O. Box 9001010
Louisville, KY 40290-1010
Overnight Delivery/Express Payments
Attn: Consumer Payment Dept.
6716 Grade Ln
STE 910
Louisville, KY 40213
Remember that payments sent by normal mail post the slowest. Therefore, make your payments at least 5-7 days before the due date to prevent being late.
Retrieve your Home Depot Credit Card User ID?
Follow the instructions below to recover your Home Depot Credit Card User ID if you’ve forgotten it. Never skip any steps in the procedure.
- Step 1: Visit the login page of the Home Depot Credit card by entering the provided link: https://citiretailservices.citibankonline.com/.
- Step 2: From the login page, click “Retrieve User ID” to navigate to Retrieve User ID.
- Step 3: Select whether or not you have your card on hand. If you have it, tick “Yes, I have my The Home Depot® Consumer Credit Card” and then fill in the Card Number, Security Code as well as Last 4 Digits of the Primary Cardholder’s SSN.
If you don’t have card, tick “No, I do not have my The Home Depot® Consumer Credit Card” and enter your Name, the Last 4 Digits of the Primary Cardholder’s SSN, and your Phone. - Step 4: After that, click “VERIFY” and follow the next given instructions on the website to retrieve your Home Depot credit card User ID.
Congratulation! You have successfully retrieved your Home Depot credit card User ID.
Reset your Home Depot Credit Card Password?
If you can’t remember your Home Depot Credit Card login password, just follow these steps:
- Step 1: Check the login page of the Home Depot Credit card by entering the provided link: https://citiretailservices.citibankonline.com/.
- Step 2: From the login page, click “Reset Password” to navigate to Reset Password.
- Step 3: Select whether or not you have your card on hand. If you have it, tick “Yes, I have my The Home Depot® Consumer Credit Card” and then fill in the Card Number, Security Code as well as Last 4 Digits of the Primary Cardholder’s SSN.
If you don’t have card, tick “No, I do not have my The Home Depot® Consumer Credit Card” and enter your Name, the Last 4 Digits of the Primary Cardholder’s SSN, and your Phone. - Step 4: After that, click “VERIFY” and follow the next given instructions on the website to reset your Home Depot credit card password.
How to Register a New Home Depot Credit Card Account Online?
The steps to register a new Home Depot Credit Card account is simple and easy to follow. The instructions are as follows:
- Step 1: Click the provided link: https://citiretailservices.citibankonline.com to get access to the Staples credit card login page.
- Step 2: From the login page, click “REGISTER YOUR CARD” to navigate to Create Your Account.
- Step 3: Type your Card Number, Name as it Appears on Your Card, Security Code and Last 4 Digits of the Primary Cardholder’s SSN. Then click “VERIFY” to continue.
- Step 4: After that, follow the next prompts on the website to register a new Home Depot Credit Card account.
Now you will successfully register your Home Depot Credit Card account and you can log in to your account immediately.
See more: Harbor Freight Credit Card Login Instructions & Payments
How to Apply for a Home Depot Credit Card?
You can fill out an application for a Home Depot® Credit Card on their website or in any Home Depot location.
You’ll have to supply some personal data, including your contact details and Social Security number. You’ll often receive a decision right away after submitting your application, although some may take up to 10 business days to examine. Phone applications are not currently an option.
Here are steps to do this:
- Step 1: Visit the Home Depot website and click on “Credit Center.”
- Step 2: Find the credit card you wish to apply for by scrolling down. There are also more possibilities than the Consumer Home Depot® Credit Card.
- Step 3: The “Apply Now” option will be located above the credit card you want to apply for. You’ll be directed to the issuer’s website’s credit card application by doing this.
- Step 4: Apply for a Home Depot® Credit Card by filling out the form.
- Step 5: The credit card terms are at the bottom; please review and accept.
- Step 6: Hit “Submit Application” to finish.
- Step 7: To find out if your application was accepted, hold off until the decision page loads.
A similar procedure applies when applying for a Home Depot® Credit Card in person. Ask a cashier or a customer service representative for an application.
After you submit it, it will be processed, and you should receive a response right away. You will be informed of the outcome within 7–10 business days unless they need to further examine your application.
How to Cancel Your Home Depot Credit Card?
Give your account information when you contact (800) 677-0232 to cancel your Home Depot® Credit Card. Simply answer “Close Account” when asked the purpose of your call and wait to be connected to a person.
In some circumstances, the automated system will immediately close your account. Your Home Depot® Credit Card cannot be canceled online.
However, keep in mind that closing a credit card might lower your total amount of credit accessible, which will lower your credit score. Given that there is no annual fee on the Home Depot® Credit Card, it could be best for you to keep your account active with no balance.
How to Check Your Home Depot® Credit Card Balance?
Log into your online account or dial (800) 677-0232 to speak with customer support to check the balance on your Home Depot® Credit Card. You can also check the balance of your Home Depot® Credit Card via the app provided by the card’s issuer.
Ways to check credit balance:
Online
To view the balance of your Home Depot® Credit Card, log into your account online and click on it.
Via phone
Dial (800) 677-0232 and follow the voice instructions to speak with a customer care agent.
Using a mobile app
Install the app on your iOS or Android device, and then sign into your account. On the home screen, your credit card balance will be displayed.
Monitoring your Home Depot® Credit Card balance is a smart idea. Take a minute to review your most recent transactions to see if there have been any unusual transactions if your balance appears to be greater than it should be.
Home Depot Credit Card Customer Service
Contact Home Depot Credit Card’s customer service at the following information for support if you need it with any issues:
Phone number
1-800-677-0232
Hours:
Mon-Sat 6:00 am – 1:00 am ET
Sun 7:00 am – 12:00 am ET
Technical Assistance
1-866-875-5488
For TTY:
Use 711 or other Relay Service
Outside the U.S., Canada, and Puerto Rico, Call Collect
1-423-467-6124
Mail Address
P.O. Box 7032
Sioux Falls, SD 57117-7032
PAYMENT ADDRESSES
The Home Depot® Consumer Credit Card Payments
Home Depot Credit Services
P.O. Box 9001010
Louisville, KY 40290-1010
The Home Depot® Consumer Credit Card Overnight Delivery/Express Payments
Attn: Consumer Payment Dept.
6716 Grade Ln
STE 910
Louisville, KY 40213
Maybe you want to know Old Navy Credit Card Login?
FAQs about Home Depot Credit Card Login
Can I use my Home Depot Credit Card to buy gift cards?
Gift cards and other items that Home Depot sells in-store can both be purchased with your Home Depot® Credit Card.
However, because that website is run by a third-party vendor, the Home Depot® Credit Card is not recognized as payment for an online gift card transaction. Gift cards cannot be purchased anywhere else but at Home Depot.
Is it hard to get the Home Depot Credit Card?
The Home Depot® Credit Card is not particularly simple to obtain, but it is not very difficult either. A minimum credit score of 640 is required. This implies that those with fair credit or better should have a chance of being accepted.
Can I get a Home Depot Credit Card cash advance?
The Home Depot® Credit Card does not allow cash advances. However, given how expensive credit card cash advances are, that might potentially be a good thing.
Conclusion
You can find all the information you need about your Home Depot Credit Card account in this post. In order to accomplish this, you can log in, recover, register, or contact Home Depot Credit Card Customer Service as well as make a payment. In order to help and save you some time, several FAQs have also been addressed.
We appreciate you reading the post. Census Outreach believes that this article will be helpful to those of you who frequently use your Home Depot Credit Card account for its convenience.

Hello! I’m Siea Adelaide.
I am the founder and CEO of the Censusoutreach Blog. I have a bachelor’s degree in finance from DEPAUL UNIVERSITY and seven years of experience in the Internet and finance fields.
I decided to bring financial knowledge and instructions on how to log in to an account to the public, so I purchased Censusoutreach.com and grew it into a famous Blog in the instruction topics.