Ascend Loans Login, Payments & Customer Service

Ascend Loans Login Lending Portal & Payment Options

Ascend Loans Login then you can review or sign loan agreements 24/7. If you are wondering how to login into your Ascend Loans account, you’ve come to the right place. This post will meet your requirements about it. Additionally, we will show you how to register, recover your account and make a payment as well.

So continue reading to get all you need to start borrowing with Ascend Loans!

Overview of Ascend LoansOverview of Ascend Loans

An organization called Ascend Loans, with its headquarters in California, provides short-term loans to customers. These pricey lines of credit are not meant to solve long-term financial problems.

The Habematolel Pomo of Upper Lake, a federally recognized Indian tribe, owns and runs the website on its own behalf. Ascend Loans, LLC is a completely owned economic development arm of the tribe.

Their financial services are quite good with a suitable loan amount, and financial products. The annual percentage rate (APR) is 5.59%.

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Why Should you Choose Ascend Loans?

First of all, they make loans in various ways. They don’t work according to the banking paradigm that traps you in a downward spiral with excessive overdraft fees and what seems like a never-ending stream of credit requests that are denied.

Contrarily, Ascend Loans eases the tension by providing more lenient eligibility conditions than traditional lending options. They offer their products through a user-friendly online loan application process with quick decisions.

They also refrain from using “banker speak” to make things more difficult. They offer you the truth of the matter. Their loans are an expensive option. They are only meant to be used temporarily. However, some easily and pleasantly reply while others won’t.

Additionally, they suitably adjust the conditions of their loans to fit your budget. Unlike traditional payday loans, you won’t have to make any hefty payments on your next payday. Ascend Loan repayment is simpler because it is due in 10 monthly installments on a schedule that coincides with your pay dates.

Because you are only minimally involved in the Ascend Loans experience, you are able to rise above the pressures of the present and consider the future.

Ascend Loans Emerald RewardsAscend Loans Emerald Rewards

They are aware that there are some challenges on the road to financial freedom. Therefore, you can rely on them to be there for you if you ever need a loan and to offer cheaper rates each time. All of this is a part of Ascend Loans’ proprietary loan program for repeat customers, Emerald Rewards.

Emerald Rewards improve as you Ascend, just like your ascent to financial independence.

Emerald Summit

When returning Ascend Loans customers reach the Emerald Summit level, the rates are also better because the view is always better at the top. Because you are the best customer we have, you will be eligible for the finest terms we have at this level.

They do hope that one loan can put you back on the right track. They are aware that life is not always so straightforward. The financial stress that is only temporary may recur. If you need them as you make the ascent to financial stability, they’ll be here.

Emerald Ascent

A further obstacle in your way? Ascend Loans is the place to go if you require immediate assistance. Customers who successfully complete Emerald Trek receive an upgrade to Emerald Ascent.

If you are eligible, you will benefit from an even lower rate and a larger loan amount at this level. All you need to do is follow the terms of your Emerald Trek loans and maintain a stable income and credit history since your last loan.

Emerald Trek

If you ever need another loan in the future, you will begin at this trail marker after paying off your new customer loan. Compared to the application process you went through for your new customer loan, this one is a little bit simpler. Your effective interest rate will also be lower than that of your new client loan.

Therefore, even if you borrow the same amount, your payment will be smaller. You may choose a loan with a higher balance if you are approved. If you want to do so, your payments will be higher than they were for your initial loan, but you will pay less than a new client would for the same loan.

Ascend Loans Login: How to Access your Account?

Ascend Loans Login

  • Step 1: Go to the homepage of the Ascend Loans Login page by entering the provided URL:
  • Step 2: Press the “My Account” button on the right-hand top corner of the homepage to move to Log In.Ascend Loans Login: How to Access your Account?
  • Step 3: Enter your Username or Email and Password.Ascend Loans Login: How to Access your Account?Then click the “Sign In” button to get access to your Ascend Loans account.

Is it easy, right? So, follow these instructions to login into your Ascend Loans account now!

Ascend College Funding login

  1. Open Ascend college loans page at
  2. Enter your email address and password.
  3. Click Login

How do You Reset your Login Password?

If you can’t remember your Ascend Loan password, just follow these steps:

  • Step 1: Go to the homepage of Ascend Loans by entering the provided URL:
  • Step 2: Press the “My Account” button on the right-hand top corner of the homepage to move to Log In.
  • Step 3: Redirect to Forgot Your Password by pressing the “Forgot Password?” button.How do You Reset your Login Password?
  • Step 4: Enter your username or email address, and then click “Submit”. How do You Reset your Login Password?Next, adhere to the website’s on-screen directions to reset your Ascend Loans password.

How to Apply for an Ascend Loans Account?

The steps to apply for an Ascend Loans account is simple and easy to follow. The instructions are as follows:

  • Step 1: Go to the homepage of Ascend Loans by entering the provided URL:
  • Step 2: Press the “Apply Now” to navigate to the application form.How to Apply for an Ascend Loans Account?
  • Step 3: Fill in your Offer Code and click “Verify”. How to Apply for an Ascend Loans Account?Then, follow the next given steps on the website to complete the registration process.
    How to Apply for an Ascend Loans Account?To generate a new offer code if you still don’t have one, select “I don’t have an offer code”.
    Just fill in the information such as First Name, Middle Name, Last Name, Date of Birth, Social Security #/Tax ID, and Email Address.How to Apply for an Ascend Loans Account?Then click “SAVE & CONTINUE” and do the next on-screen instructions on the website to apply for an Ascend Loans account.

Ascend Loans PaymentsAscend Loans Payments

At least 7 days after your loan is authorized, you must make your first payment. It’s possible that your first and last scheduled payments will be a little bit different from the rest.

This is a result of both the principal sum that you owed at the time of your last payment and the time between the moment they fund your loan and the first scheduled payment.

If you permit them to draft your payment from your checking account, you receive a 25 percentage point reduction on your interest rate. There is a $5 processing fee for checks, which must be added to each payment.

Additionally, it is your responsibility to ensure that your payment reaches them on time (plus the cost of postage). They will tack on a $25 late fee to your loan if your payment is three days or more overdue.

An illustration of how much money you could save by using auto-pay is provided below. For information on your finance charges, payment due date, amount, APR, and other details, consult your loan agreement.

Manual Repayment

  • $500 Loan Paid Bi-Weekly
  • 10 Month term
  • 21 Bi-Weekly Payments of $140.22
  • 725% APR
  • $105.00 – Manual Payment Fees
  • $11.55 – Stamps to Mail Your Payment

Automatic Repayment

  • $500 Loan Paid Bi-Weekly
  • 10 Month term
  • 21 Bi-Weekly Payments of $130.64
  • 700% APR
  • $9.79 – Auto Pay Payment Savings
  • $205.59 – Auto Pay Life of Loan Savings

Ascend Loans Customer Service

Ascend Loans Customer Service
Ascend Loans Customer Service

Please call Ascend Loans’ customer service via the following information if you have any questions or concerns:

Customer Care



(888) 512-7236

Hours of Operation

Monday – Friday: 5:00AM – 5:00PM pacific time

Account Resolution


When your mail is sent out after business hours, they will handle it the next business day.


(855) 815-4555

Hours of Operation

Monday – Friday: 5:00AM – 4:00PM pacific time

Mail Address

635 E. State Hwy 20, U,

Upper Lake, CA, 95485

Ascend Loans Holiday Hours

Ascend Loans, like other banks, will be also closed on the following holidays:

Holiday Date Bank Customer Service
New Year’s Day 1/1/2022 Closed Closed
Martin Luther King Day 1/17/2022 Closed Closed
Presidents’ Day 2/21/2022 Closed Open
Memorial Day 5/30/2022 Closed Closed
Juneteenth National Independence Day 6/20/2022 Closed Closed
Independence Day 7/4/2022 Closed Closed
Labor Day 9/5/2022 Closed Closed
Indigenous Peoples’ Day 10/10/2022 Closed Open
Veterans Day 11/11/2022 Closed Closed
Thanksgiving Day 11/24/2022 Closed Closed
Day After Thanksgiving 11/25/2022 Open Closed
Christmas Observance 12/26/2022 Closed Closed

FAQs about Ascend Loans

FAQs about Ascend Loans Login
FAQs about Ascend Loans

Will my credit score change if I apply for a loan?

They don’t run a credit check with any of the three major credit agencies because of the distinct ways they make financing decisions. Therefore, asking for a loan with Ascend Loans shouldn’t have an effect on your credit score with them.

To confirm your identity and/or whether you are currently serving in the military, they may consult additional sources. Some of these resources might make use of data gathered from the main credit bureaus.

When they do, their check for your application can appear on your credit record as a soft inquiry. However, the major credit agencies do not take into account soft inquiries when determining your credit score. In a nutshell, the response is no.

How do you get my loan funds to me?

The principal of your loan from Ascend Loans is electronically transferred (ACH) to your checking account. The Automated Clearing House network, sometimes known as ACH, is a quick and safe method of sending and receiving money.

Direct deposit is another name for this procedure. If the day you sign your loan agreement is not a bank holiday, you will normally receive your money the following working day.

How can I lower my cost?

They make it simple to lower the amount of interest you pay. When you apply for a loan, enroll in auto-pay. They will reduce your interest rate by 25 percentage points in exchange for your permission for them to deduct your payment from your checking account on the due date.

Additionally, you are not penalized if you make extra payments on your loan or even pay it off early. The amount of interest that accrues and is owed on your loan will be reduced in either case. To plan your payoff or to make an additional payment at any time, click My Account and log in. It is easy, safe, and secure.

We appreciate you reading the content. Census Outreach believes that this article will be useful to those of you who frequently use your Ascend Loans for its convenience.

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